Emergency Fund
Emergency fund. The first change that my wife and I had to do is build up our emergency fund. When I had the “light bulb” moment, we wanted to tackle this first. I was not surprised to find out that only 41% of Americans would be able to cover a $1,000 emergency with savings (https://www.cnbc.com/2020/01/21/41-percent-of-americans-would-be-able-to-cover-1000-dollar-emergency-with-savings.html), I know …